Service Credit Overview

What is Service Credit?

Service credit is the total number of years you have worked in TRS-covered positions. Service credit is used in calculating your retirement benefit, therefore, the more service credit you have at the time of retirement, the greater your retirement annuity. You can never have more than one year of service credit for a fiscal year (July 1 – June 30).

Active contributing members can purchase additional service credit to add to their retirement annuites. The various types of service credit purchases are summarized below, but details are available on the credit purchase details page. Some purchases have very strict deadlines, some can be purchased any time during your TRS career, and others are purchasable at the time of retirement.